This is very important so please read and take heed!

Your mortgage pre-approval was granted to you based on the amount of money you had at the time of the pre-approval in your savings accounts, checking accounts, retirement accounts, etc. It was also based on the amount of debt you had at the time (car payments, student loans, your current mortgage if you already own a home, etc.). If you go out and buy a new TV, a car, new furniture, or other large items between now and closing it could put your mortgage approval in jeopardy. Your credit will be pulled again right before closing.  Therefore, it is imperative that you spend as little money between now and your closing date as possible. In addition, be sure to pay all of your monthly bills on time, don’t open or close any credit cards, don’t take extravagant vacations, etc.  So please do not buy ANYTHING big until after closing. Then go wild!

If in doubt as to whether a potential purchase will affect your ability to obtain a mortgage, please speak with your mortgage lender.